What is Affirm?
Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant loan decisioning for online purchases to be paid in fixed monthly installments over 12, 24, or 48 months.
For more information please visit https://www.affirm.com/help
Does Affirm do a credit check, and how does it impact my credit score?
Yes, when you first create an Affirm account, they perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score. If you apply for more loans with Affirm, they may perform additional ‘soft’ credit checks to ensure that they offer you the best financing options possible.
How quick is the approval process?
Affirm will make a real time decision for credit approval, roughly 15 seconds.
When is my first payment to affirm due?
The first payment is due 30 days after order is placed.
Are any states not eligible for purchasing through affirm?
Affirm is not available in Iowa or West Virginia due to their state regulations – Affirm will let you know if they’re unable to offer a loan at this time.